Unified Payments Interface (UPI)

Banking services made simpler for you! Access multiple accounts and all services with just one UPI app.

The Varachha Co-Op Bank Ltd., Surat is live on UPI issuer mode, now The Varachha Bank customers can link their Saving,Current accounts to UPI applications like BHIM, Phone Pe, Google Pay, PayTM, Freecharge and many more.

Unified Payment Interface is a system that allows access to multiple bank accounts and services through a single device interface. You can set up your own UPI app simply through the mobile number registered with your respective bank A/c. With UPI, you can also send money to your friends and family instantly, without adding them as beneficiary first! The only eligibility requirements to link your accounts in UPI App are:

• An active Savings or Current Bank Account operated as 'Self, Either or Survivor, Anyone'.
• Customer mobile number must be updated at customer and account level to link his/her accounts.
• Active Debit Card linked to his/her account to set UPI PIN.
• Customer must use the Internet/Mobile Banking service of The Varachha Co-Op Bank Ltd.

You can access various other features of your account like Balance Enquiry, Transaction History, Send/Collect Requests through the UPI App. So, what are you waiting for? Register for UPI soon!

After registration/setting upi pin customer can do first transaction upto Rs. 5ooo/-. and after 24 hours of first transaction, transaction limit is Rs. 100,000/- per day and per transaction limit is Rs. 50,000/-.